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                 (c) To sell for cash or on credit, convert, redeem, exchange for
         other securities or other property, or otherwise dispose of any securities or
         other property at any time held by them.
         
                 (d) To alter, repair, improve, erect buildings upon, demolish,
         manage, partition, mortgage, lease, exchange, grant options to lease or to
         buy, and sell or dispose of, at public or private sale, and upon such
         conditions and such terms as to cash and credit as they may deem advisable,
         real property.
         
                 (e) To pay all administration expenses of this trust and any taxes
         imposed upon it, and to settle, compromise, or submit to arbitration, any
         claims, mortgages, debts, or damages, due or owing to or from this trust, to
         commence or defend suits or legal proceedings, and to represent this trust in
         all suits or legal proceedings.
         
                 (f) To exercise any conversion privilege or subscription right
         available in connection with any securities or other property at any time
         held by them; to consent to the reorganization consolidation, merger, or
         readjustment of the finances of any corporation, company, or association or
         to the sale, mortgage, pledge, or lease of the property of any corporation,
         company, or association any of the securities of which may at any time be
         held by them and to do any act with reference thereto, including the exercise
         of options, the making of agreements or subscriptions, and the payment of
         expenses, assessments, or subscriptions which may be deemed necessary.or
         advisable in connection therewith, and to hold and retain any securities or
         other property which they may so acquire.
         
                 (g) To vote personally, or by general or limited proxy, any shares
         of stock which may be held by them at any time, and similarly to exercise
         personally, or by general or by limited power of attorney, any right
         appurtenant to any securities or other property held by them at any time.
         
                 (h) To borrow money in such amounts and upon such terms and
         conditions as shall be deemed advisable or proper to carry out the purpose of
         this trust and to pledge any securities or other property for the repayment
         of any such loan.
         
                 (I) To hold part or all of the trust fund uninvested.
         
                 (j) To employ suitable accountants, agents, counsel, and custodians
         and to pay their reasonable expenses and compensation.
         
                 (k) To register any securities held by them hereunder in their own
         name, or, to the extent permitted by law, in the name of a nominee with or
         without the addition of words indicating that such securities are held in a
         fiduciary capacity and to hold any securities unregistered or in bearer form.
         
                 (1) To make, execute, and deliver all instruments necessary or
         proper for the accomplishment of the purpose of this trust or of any of the
         foregoing powers, including deeds, bills of sale, transfers, leases,
         mortgages, security agreements assignments conveyances, contracts, purchase

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